5 guides · "For the UAE" keeps the guides that apply where you live, from the country chip
NRE, NRO or FCNR: which account for what?Accounts · All countries
An NRE account for money you earn abroad, an NRO account for money that arises in India, and an FCNR(B) deposit to stay in your foreign currency — which to use, and the tax on each.
Can an NRI keep a resident savings account?Accounts · All countries
No. If FEMA counts you as a person resident outside India, your resident savings account should be re-designated as NRO. The 182-day count is income tax's test: it decides what India counts as your income. The account follows your FEMA status.
How do I invest in mutual funds from the Gulf as an NRI?Investing · Gulf
You invest in the same Indian mutual funds as a resident, through an NRE or NRO account, with one-time NRI KYC and a FATCA/CRS declaration — and which account funds the investment decides how freely the proceeds come back out.
Taking money out of an NRO account: the USD 1 million rule, step by stepTax & repatriation · All countries
Money that arises in India reaches you through your NRO account. How much you can send abroad each financial year, the tax to settle first, and the bank forms (Form 145 and 146, once called 15CA and 15CB).
Do NRIs pay tax in India on mutual fund gains — and what the DTAA argument really isTax & repatriation · UAE · Saudi Arabia · Qatar · Kuwait · Oman · Bahrain · Singapore · USA · UK
India taxes the gain, the fund house takes the tax out before you see the money, and a tax treaty may lower it — but the answer changes a lot by country.
No guide matches that yet. Ask Rohit instead; if others have the same question, it may become a guide.
How these guides are made
Each guide is researched against primary sources (RBI and FEMA directions, the Income-tax Act, 2025, SEBI and AMFI circulars, IRDAI rules), fact-checked before it is written, checked for compliance and then published with a "last checked" date. When a rule changes, the guide is updated and the change is logged at its foot. Nothing here is a recommendation to buy a specific scheme, and nothing is written to sell you anything. How we make these guides
Mutual fund investments are subject to market risks, read all scheme related documents carefully.