Every product on this site, with the account it needs, the minimum and the catch, for where you live. Change the country and the plate repaints. Open a row for how it works from there.
Fromthe UAEyou can invest in
ProductAccount it needsStarts fromFrom hereWorth knowing
Mutual fundsNRE or NROVaries by fundAvailableOpen to NRIs and OCIs in the UAE; a fund house sets its own onboarding terms. KYC is done once, from abroad.
NRIs and OCIs living in the UAE may invest in Indian mutual funds; each fund house sets its own onboarding terms. You complete KYC once, link an NRE or NRO account, and invest through us by bank transfer or mandate. Gains are taxed in India and the fund house deducts TDS before paying you; the DTAA may give relief.
PMSNRE or NRO₹50 lakhAvailableA higher minimum and higher risk. Meant for long-term money.
The manager opens a demat and custody account in your name; whether it accepts the UAE residents is that firm's own policy. From ₹50 lakh. It is meant for long-term money.
AIFNRE or NRO₹1 croreAvailableClose-ended, with a minimum tenure of three years for Category I and II. Categories I, II and III differ a lot.
Open to NRIs and OCIs in the UAE; whether a manager accepts you is that firm's own policy. Minimum ₹1 crore. Category I and II AIFs are close-ended with a minimum tenure of three years; an individual fund may run longer.
GIFT City fundsForeign-currency accountFund minimumAvailableHeld in dollars, not rupees. Regulated by IFSCA.
Funds in GIFT City (India's IFSC) take money in foreign currency, so you pay from your the UAE bank account and hold units in dollars. No rupee conversion on the way in or out. Regulated by IFSCA, not SEBI.
Health cover for parentsPay from NRE or NROBy age and coverAvailableFor parents living in India. Premium depends on their age and the sum insured.
You pay the premium from your NRE or NRO account; the policy covers your parents at hospitals in India. A disclosed pre-existing condition can carry a waiting period of up to thirty-six months of continuous cover.
Term insurancePay from NRE or NROBy age, cover and termAvailableAvailable to NRIs in the UAE. Any medical is arranged by the insurer.
Term cover is available to NRIs living in the UAE; any medical examination is arranged by the insurer, and the method varies. Premiums are paid from an NRE or NRO account. Where the premium was paid in rupees, a claim — including a death claim to a nominee abroad — is paid only in rupees to the nominee's NRO account.
Life insurance with savingsPay from NRE or NROBy planAvailableSavings and unit-linked plans are open to NRIs; a unit-linked plan has a five-year lock-in.
Endowment, money-back and unit-linked plans accept NRI proposers living in the UAE. A unit-linked plan (a ULIP) has a lock-in of five completed years, and savings and unit-linked plans can carry surrender charges.
Available means the product is open to NRIs and OCIs living in your country; the fund house, manager or insurer still sets its own onboarding terms. Depends on the fund house (or manager, or insurer) means acceptance is that firm's own policy; for an investment, we check the specific one before you apply. Usually not means the product is generally set up without residents of your country in mind; ask us and we'll check the specific fund.
Minimums are what the product category requires: PMS from ₹50 lakh and AIF from ₹1 crore are SEBI's floors. Mutual fund minimums are set scheme by scheme.
What the plate leaves to you
Which of these suits you depends on how long the money can stay, whether you plan to return to India, and what you already hold.
Rooted Bharat is a brand of Bullsline Holding Private Limited · AMFI-registered Mutual Fund Distributor · ARN-270728
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
